Story by Kayla Fugate

Allen Costellow is President and CEO of Southern Kentucky Advisors, Inc. He’s an active member of Crossroads Community Church, and The Gideons. He has spent much of his career working with retirees and their families to help build wealth and security. Southern Kentucky Advisors is a holistic firm. “We help our clients put together a fully integrated plan including retirement income solutions, asset management, tax strategies, health care, and legacy planning,” he says.

Allen grew up in a small town. His parents were factory workers who worked long hours. “I meet with families who share the same hard-working values that I experienced as a child here in this community. I am a real believer in personal responsibility. It is a core value. My mission is to make sure those hard-working men and women that I serve get the most from their finances.”

Allen notes that Bowling Green is a multi-cultural city with acceptance of the many immigrants who have made their home here. “This community is made up of a diverse group of people, and the common thread that I see in both immigrants and natives is to make Bowling Green a safe, and prosperous community. Bowling Green is large enough to meet most any need, but still small enough to maintain a home town feeling.”

“When I started Southern Kentucky Advisors, I wanted to be able to offer a full range of financial products. Our firm follows an asset management model that is similar to those followed by many of the major endowments (such as Yale), but fine-tuned to meet the needs of individual investors.”

Allen also believes that the people served by Southern Kentucky Advisors are the best thing about the organization. Allen attributes much of what he has learned to life experience and the sage advice from many of his clients.

He says his number one piece of financial advice is to start early and always remember the quote from The Richest Man in Babylon: “A part of all you earn is yours to keep.”